What is Black Friday? It’s funny how some American traditions make their way to New Zealand and some don’t. Thanksgiving isn’t celebrated here but Trick or Treating for kids on Halloween gets bigger and bigger each year, and is becoming part of Kiwi life. Black Friday is firmly an American institution yet is getting more… Read More
Instant Finance Blog
Expand your financial literacy with tips on saving money, helpful tools and resources, understanding personal loans, and more.
What type of borrowing is best for me? Money makes the world go around, so the song says. This is easy to believe when the money is in your pocket, but very hard when it’s out of reach. Anyone can struggle with finances sometimes. It could be that your child’s new passion for rugby means… Read More
Payday lending pitfalls Everyone needs a little help sometimes. An unexpected medical expense, a wedding, the car needing repairs to pass its WOF, or new school shoes can all require cash in a hurry. It is hard to make ends meet at the best of times, so when money is needed fast it can be… Read More
Money Matters Have you heard the phrase ‘Life is what happens when you are busy making plans’? It sums up those out of the blue moments where life throws you a curve ball. It can happen to anyone and everyone. Your car breaks down on the way to your new job, or the washing machine… Read More
Five Free & Helpful Apps to Help You Manage Your Money It’s no secret that money management can be a chore. Juggling budgets and expenses while also trying to save money can take up a lot of precious time. Luckily, we live in a digital age, and easy to use financial management tools have never… Read More
What are debt consolidation loans and how can they help me? Managing multiple debts from multiple lenders can often be an overwhelming and stressful experience, and in extreme cases, can lead to financial hardship. Debt consolidation loans are designed to simplify your borrowing by consolidating all your existing debts into one easy to manage fixed… Read More
How to Create an Easy and Effective Budgeting Plan Staying on top of loan repayments together with other expenses doesn’t have to be difficult. In fact, by creating a budget and managing it effectively, you’ll find budgeting really comes down to establishing a daily routine and sticking to it. Everyone has the opportunity to benefit… Read More
Financing Your Next Vehicle? Read This Buyers Guide First! Financing a new car purchase can mean a lot of things for a lot of different people. A well-deserved upgrade, a larger vehicle with more space to fit the kids, your existing vehicle on its last legs, or going for a more environmentally-friendly option. Whatever your… Read More
What to Consider When Applying for a Personal Loan If you’re in need of funds and considering applying for a personal loan but don’t know where to start, then this post on ‘key takeaways’ is essential reading for you. Why would I get a personal loan? There are many different reasons to apply for personal… Read More
How to choose the right personal loan provider If you’re considering a personal loan, the options can be overwhelming. “Does it even matter which loan provider I choose?”, you may ask yourself. It most certainly does! Not all loan providers are equal, and only the most responsible lenders have your best interests at heart. It’s… Read More
Smart Reasons to Get a Personal Loan People apply for personal loans for many different reasons. We all too often hear about people facing financial hardship by borrowing more money than they can afford to repay. It is the responsibility of finance companies to lend responsibly. Instant Finance is a company that takes this responsibility… Read More
What do you need to apply for a personal loan? Applying for a personal loan with Instant Finance is easy. There are a few eligibility requirements, but as long as you have everything you need, the process is a breeze. Take note of the items included in this list, and make sure you’re prepared next… Read More
Secured Loans & Unsecured Loans – What Type of Personal Loan is Right for Me? The world of personal loans can often be a confusing one. Phrases like ‘secured loan’, ‘unsecured loan’, and ‘loan consolidation’ are thrown around with little explanation. With a bit of research and access to the right resources, you can make… Read More
Top Financial Tools to Help You Save Money What kind of tools would you use if you were building a piece of furniture? A shovel, rake, and tyre iron perhaps? No, of course not. You’d surely be more inclined to grab a tape measure, saw, and nail-gun. Now we don’t know that much about carpentry,… Read More