Sprung a leak, DIY dreaming? Looking at a new TV, phone, or lounge suite?

No matter how big or small the project, an Instant Finance home renovation loan can provide the cash to get started with your home renovation and build the home of your dreams.

Looking for a place to finance your homeware upgrades directly? Let us introduce you to My Home's wide range of quality homeware supplying big-name brands, all with the standard manufacturer warranties backed up by the MyHome Team's customer service excellence.

  • MyHome is your route to affordable no-deposit homeware.
  • Get mobile phones, furniture, whiteware, and so much more
  • With an extensive range that will suit every budget.

Have a play with our loan calculator or visit the My Home website for more information!

You can continue an application you started previously.

Continue my application
Continue my application
Loan Calculator

How much would you like to borrow?

Sorry, there has been a problem.

Monthly
${{state.repaymentM}}
Fortnightly
${{state.repaymentF}}
Weekly
${{state.repaymentW}}

Total repayable based on weekly instalments. ${{state.repaymentTotalW}}

Includes Establishment fee and Administration fee. Payment Protection Insurance is excluded. Repayments shown are an estimate based on an Interest Rate of 29.95% p.a. Minimum instalments, loan terms and lending criteria, Terms and Conditions apply.

Rates & Fees

Want to learn more about Instant Finance MyHome?

Visit MyHome Website

We're making applying for your personal loan online easy!

Apply online

With our easy loan application process, you can apply for a loan without leaving the couch! Make sure you have valid photo ID, proof of income and proof of address on hand to make the process smooth too.

We'll tailor your loan to you

We'll get in touch with your official quote including your personalised interest rate and repayment terms. These will be influenced by your credit history and past debt.

Get your money within 24 hours!

Once you accept the loan, you'll have the cash in your account within 24 hours, so you can get back on with life.

Why choose Instant Finance?

  • Easy online loan application process: Instant Finance can help you with a home improvement loan from $200, or even much larger renovation loan amounts with personal loans ranging up to $20,000. Applying for loans online helps us process your application even quicker, so get started today with our simple loan application form and get quick cash.
  • Affordable loan repayment plan: Instant Finance provides fixed-rate personal loans with an interest rate between 19.95% - 29.95% per annum. We also have easy to manage repayment plans to suit your financial situation. We will help choose the best plan for you, helping decide the best loan term and loan amount for your situation.
  • Fast funding: Once your personal loan has been approved, in most cases, you can have the money in your account within 24-hours or the following business day.
  • Personal service: We pride ourselves on being a responsible lender with the best customer service and have done so for nearly 50 years! Our friendly and knowledgeable team are here to help and support you throughout the loan application process.