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Sprung a leak, DIY dreaming? Looking at a new TV, phone, or lounge suite? Consider home renovation loans with us and make it all possible!

No matter how big or small the project, Instant Finance can provide loans for home improvement and the cash to get started with your home renovation and build the home of your dreams.

Looking for a place to finance your homeware upgrades directly? Let us introduce you to My Home's wide range of quality homeware supplying big-name brands, all with the standard manufacturer warranties backed up by the MyHome Team's customer service excellence.

  • MyHome is your route to affordable no-deposit homeware.
  • Get mobile phones, furniture, whiteware, and so much more
  • With an extensive range that will suit every budget.

Have a play with our loan calculator or visit the My Home website for more information!

You can continue an application you started previously.

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Loan Calculator

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Includes Establishment fee from $100 to $260 depending on amount of new money borrowed and Administration fee of $3 per instalment. Repayments shown are an example based on an Interest Rate of 19.95% p.a. Instant Finance offers personalised rates ranging from 13.95% to 29.95%. Minimum instalments, loan terms and responsible lending criteria, terms and conditions apply.

Rates & Fees
Loan Calculator

How much would you like to borrow?

Monthly
$
Fortnightly
$
Weekly
$

Total repayable based on weekly instalments. $

Apply now

Includes Establishment fee from $100 to $260 depending on amount of new money borrowed and Administration fee of $3 per instalment. Repayments shown are an example based on an Interest Rate of 19.95% p.a. Instant Finance offers personalised rates ranging from 13.95% to 29.95%. Minimum instalments, loan terms and responsible lending criteria, terms and conditions apply.

Rates & Fees

Want to learn more about Instant Finance MyHome?

Visit MyHome Website

We're making applying for your home renovation loans online easy!

Apply online

With our easy loan application process, you can apply for your renovation finance without leaving the couch! Make sure you have valid photo ID, proof of income and proof of address on hand to make the process smooth too.

We'll tailor your loan to you

We'll get in touch with your official quote including your personalised interest rate and repayment terms. These will be influenced by your credit history and past debt.

Get your money within 24 hours!

Once you accept the loan for renovation, you'll have the cash in your account within 24 hours, so you can get that home renovation planning started.

Why choose Instant Finance?

  • Easy online loan application process: Instant Finance can help you with home renovation loans from $200, or even much larger renovation finance ranging up to $20,000. Applying for loans online helps us process your application even quicker, so get started today with our simple loan application form and get quick cash.
  • Affordable loan repayment plan: Instant Finance provides fixed-rate personal loans with an interest rate between 19.95% - 29.95% per annum. We also have easy to manage repayment plans to suit your financial situation. We will help choose the best plan for you, helping decide the best loan term and loan amount for your situation.
  • Fast funding: Once your personal loan has been approved, in most cases, you can have the money in your account within 24-hours or the following business day.
  • Personal service: We pride ourselves on being a responsible lender with the best customer service and have done so for nearly 50 years! Our friendly and knowledgeable team are here to help and support you throughout the loan application process.