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We all want a reliable car to get us to work, get the kids to school and get us to our weekend activities but we don't all have the funds to buy one.

An Instant Finance Car Loan can help get you on the road in a ride that suits all lifestyle types.

We make borrowing money to buy a car easy, so if you're thinking about car finance, talk to us first about being a cash buyer on the yard. We can even introduce you to Easy Driver, a sister company of Instant Finance.

We're confident Easy Driver has:

  • Over 100 quality vehicles in stock
  • If not, they will find the car you're looking for 
  • A No Excess Easy Drive Warranty available
  • No deposit vehicle finance available to approved purchasers
  • Product and service we trust
  • Flexible options when it comes to vehicle loans, dependent on the credit history of the borrower

Have a play with our car loan calculator to see an estimated loan amount for repayment over a specific loan term or talk to our helpful team to find out more about our extensive car loan options.

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Loan Calculator

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Includes Establishment fee and Administration fee. Payment Protection Insurance is excluded. Repayments shown are an estimate based on an Interest Rate of 29.95% p.a. Minimum instalments, loan terms and lending criteria, Terms and Conditions apply.

Rates & Fees

Want to learn more about car loans with Easy Driver?

Visit Easy Driver Website

Things to look out for when taking out a car loan

We work with Easy Driver to make sure that you have the best options, but here are a few things to look out for when financing a car.

  • Deposit and Repayments. Understanding your car finance terms will help you plan exactly what you can afford. Instant Finance offer finance packages that include no deposit so you can choose a quality car, easier.
  • Protect yourself with insurance! Slip-ups happen, so whether it’s protecting yourself from a stone chip or something more serious, car insurance will help protect your car and your loan.
  • Car warranties. Wherever you purchase your car from, take note of the warranty on offer to give you peace of mind. Easy Driver offer best in class, nil excess warranty for 12 months or up to 30,000kms (whichever comes first!).

Concerned a bad credit score or past finance may affect you when applying for a car loan?

We know that things don't always go to plan, but we're here to help. As a responsible lender, we listen to your unique circumstances and can make car finance decisions that are both responsible AND fair for you.

Our knowledgeable and friendly staff are here to help too and will take the time to understand your current financial situation. From there, our team can establish the best option for you and even help you plan a household budget to make sure you stay on top of your loan repayments.