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Our Blogs

If you're looking for more information about personal loans and finances, the Instant Finance blog offers loan tips and updates for all your financial needs.

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  2. Our Blogs
  • Person reviewing their weekly budget at home
    Loan Tips

    How to Save Money in NZ: Money Saving Tips That Work

    How to save money in NZ: quick wins worth hundreds a year, the 50/30/20 rule with weekly examples, a free budget template, and tips for saving on a tight budget.

  • Loan Tips

    How to Improve Your Outdoor Living Areas in NZ

    With our home renovation loans, you can have the flexibility to manage the expenses associated with material purchases, labour costs, and other essentials to build your dream outdoor haven.

  • Budgeting

    Best Budgeting Apps and Tools in NZ

    The best budgeting apps and tools in NZ, free and paid, plus what our branch teams see when they help customers budget, and a free planner to download.

  • Vehicle Tips

    Your Guide to Vehicle Checks

    Don't inherit someone else's problems. Follow our guide for a thorough pre-purchase vehicle inspection to ensure you're making a wise investment in a used car.

  • couple thinking to take out unsecured or secured loans for bad credit
    Loan Tips

    Secured vs Unsecured Loans in NZ: What's the Difference?

    Secured or unsecured loan? The difference in plain English, which usually costs less, the risks of each, and how to work out which suits you.

  • Loan Tips

    Understanding Loans: What will my repayments be?

    Before taking out a personal loan, you should understand how much the repayments will be and whether your budget can comfortably manage the additional expense. This can lead to common questions like: “What will my repayments be?” or “Can I pay back my loan early?” Let us help to potentially answer some of these questions and guide you through the loan repayment process.

  • how to increase credit score nz
    Loan Tips

    Tips on How to Increase Your Credit Score in NZ

    At Instant Finance, we understand that having a low credit score can be a real pain. That’s why we're here to give you some tips on how to increase your credit score in NZ without all the jargon and fancy language.

  • A scuba diver in the ocean with orange fishes
    On the Road

    Best Things to Do in Rarotonga – Your Winter Escape Awaits

    Who wouldn’t want a holiday in Rarotonga? We’re talking beautiful beaches, crystal clear oceans and lovely warm weather– yep even in Winter.

  • On the Road

    Is Your Vehicle Winter Ready? Here Are the Essentials

    We've compiled this list of winter car maintenance ideas to ensure that your vehicle is ready for whatever the season has in store for you.

  • construction crew installing solar panels nz
    Budgeting

    Take Advantage of Solar Panels & Solar Energy

    If you’re looking to make improvements to your home in time for summer, installing solar panels might have crossed your mind. Adding solar panels not only can help you reduce your household carbon footprint (hello, eco-friendly!), but the investment pays off over time. Let’s take a look…

  • Travel Tips

    Must-do Winter Holidays in Australia

    Join us as we unveil the hidden gems and holiday destinations in Australia that you don't want to miss. So, pack your warm layers, embrace the crisp air, and prepare to embark on a winter adventure like no other.

  • Jet ski being launched from a trailer by a tractor at a sunny New Zealand beach
    Vehicle Tips

    Buying a Boat or Jet Ski in NZ: 8 Things to Know First

    Thinking of buying a boat or jet ski? Here’s what to budget for, the checks to do on a used boat, the rules on the water, and a free checklist to take with you.

  • On the Road

    A Beginner's Guide to Buying a Motorbike in NZ

    A new motorbike can give you freedom and thrills on the road. If you’re planning to buy one, you may be wondering what to check for when buying a motorbike in NZ?

  • Travel Tips

    Where Do Kiwis Go on Holiday? The Most Popular Destinations for Summer

    Where do Kiwis go on holiday? The top destinations from Stats NZ data, plus great summer spots around New Zealand and what they cost.

  • Loan Tips

    Selling a vehicle in NZ? Here are some things you need to know!

    Looking at selling a vehicle in NZ? Learn tips to prepare your vehicle for sale and decide whether you want to sell it online or trade it in.

  • Loan Tips

    Credit Card vs Personal Loan

    Credit card or personal loan? How they compare on interest, repayments and limits, with a $5,000 worked example to help you decide.

  • Loan Tips

    How to Finance a Car in NZ: Options, Costs and Tips

    How to finance a car in NZ: your options, what it really costs, what you need to apply, pre-approval, and worked examples for common loan amounts.

  • Instant Finance Blog Hero Image
    Loan Tips

    Small Personal Loans NZ: How They Work and What They Cost

    How small personal loans work in NZ, what they really cost (including our Fast $500), other help worth checking first, and good reasons to borrow a small amount.

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    • Our Blogs
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  • Customer Reviews
  • Help & Support
    • FAQs
    • Contact Us
    • Complaints
  • Careers
  • Key Information
    • Rates & Fees
    • Privacy Policy
    • Glossary of Terms
    • Security & Scam Safety
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