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If you're looking for more information about personal loans and finances, the Instant Finance blog offers loan tips and updates for all your financial needs.
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Loan TipsHow Does a Credit Score Work in NZ?
The terms ‘credit score’ or ‘credit rating’ can be a confusing and daunting concept to get your head around, but don’t worry, you’re not alone! A credit score is used to help lenders like us during the loan application process to determine your loan approval and the loan terms.
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On the Road
Top 10 Tips to Save Money While Travelling in the Pacific Islands
Whether you’re planning a holiday or returning home to see your family, now’s the time to pack your bags, book your stay and hop on a plane! We’ve put together a comprehensive Pacific Islands travel guide with tips to help you enjoy your stay and save money while travelling.
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Loan Tips
How to Consolidate Debt into One Easy to Manage Loan in Four Simple Steps
We know that managing debt can be difficult at times. We also understand that it’s even more challenging when you have multiple sources of debt or loans to pay off at once. That’s why we’ve put together four simple steps on how to consolidate your debt.
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Community
Following up with Makers of Possible Study Award (MOPSA) winners
The 2021 Makers of Possible Study Awards have been really special for the team at Instant Finance. There were so many brilliant applicants and we loved learning people’s stories. This made choosing our final scholarship recipients a challenge! We decided to catch up with our recipients a few months on to see how they’ve used the scholarship to help them achieve their goals and dreams.
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On the Road
Budget-Friendly Activities & Fun Things to Do in NZ
It’s exciting for all Kiwis that travel is becoming possible again as restrictions start to lift, but that doesn’t necessarily mean you need to head overseas. There are still plenty of great and budget-friendly things to do in NZ.
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Loan Tips
5 Common Loan Myths, BUSTED!
Let’s set the record straight for some long-running urban myths about loans, credit scores and non-bank lenders. Myth 1 – A low credit score means you can’t get a personal loan.
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Loan Tips
Can I Sell My Financed Car?
Thinking about selling your car but you purchased it with a personal loan? We’ve got the answers to how you can sell a financed vehicle in this how-to guide!
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Budgeting
Christmas Expenses to Work into your Budget
Not sure where your savings have gone? Most of the time when we think of a Christmas budget, we only think about gift shopping and forget about all the extra costs that come with the holiday season. Don’t be blind-sided by your bank balance this year – we’ve got everything you need to consider in your xmas budget right here!
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Budgeting
How to Maximise on Christmas Saving and Get Ahead of the Rush
Hold on to your Santa hat cause the Christmas shopping rush is about to hit stores both in-person and online. If you want to beat the rush of peak retail season, you’d better be quick. After months of delayed shipping and postage, we can only expect one thing this December – Christmas madness!
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Budgeting
Top Saving Tips During Lockdown
Lockdown can mean fewer expenses and more time on your hands, so it’s a great opportunity to reassess your finances, put some money aside and set new savings goals! Here are our top tips to get your savings back on track and better than ever.
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Loan Tips
Personal Loan Affordability Tips
As a responsible lender, it’s our job to make sure when you’re applying for a personal loan you can afford the repayments. It’s our commitment to you to not let you get in over your head because that doesn’t work for us or you! But there are some tools and tips that will make sure your affordability is in tip top shape before you apply. Let’s take a look…
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IF Updates
Celebrating 50 Years of Instant Finance!
The Instant Finance team has had a few different faces over the years, but our purpose has always remained the same – helping Kiwis get ahead with quick and responsible short-term finance. This year marks our 50th birthday so we thought we’d take you for a little walk down memory lane to celebrate 50 years of making possible happen!
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Budgeting
Instant Finance’s Ultimate Guide: How to Budget for your Dream Holiday
If your past year has been anything like ours, it’s time for that long-awaited holiday. With the opening of the Cook Islands and Trans-Tasman bubbles, now is the perfect time to dust off your passport and start planning that getaway you’ve been dreaming of!
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Loan Tips
Personal Loan Eligibility Check
If you need cash now and you’re thinking of applying for a personal loan, we know it can be a bit daunting! Borrowing from us shouldn’t be difficult, so we’ve put together this handy guide on everything you need to know about applying for a personal loan.
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On the Road
5 Benefits of Car Finance
We all need a good set of wheels to get us to work or get the kids to school, but when the unexpected happens it can be tricky to get the cash together for a safe and reliable car. That’s where we come in! Let’s take a look at the benefits of financing a car to get you back in the driver’s seat.
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Loan Tips
Can I get a Personal Loan with a Bad Credit Score?
If you’re struggling with previous bad credit or have got yourself in over your head when it comes to your finances, getting a personal loan can seem out of reach. Take a look at how we can help when a bad credit score haunts you.
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Budgeting
How to Shop for Back to School on a Budget!
It’s almost time to kiss the kids goodbye and send them back to school. But before we can celebrate too much, it’s back to school shopping time, which we know can get a bit pricey.
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Loan Tips
What to Do if You’ve Overspent During Christmas and New Year
If you got a bit too festive over Christmas and New Year’s, you’re not alone. Many of us let our budgets go out the window over the festive season, but now we’re into a new year, it’s time to get back on track – and we can help with that!
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