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Application ID:
{{state.appReference}}

This ID number is used to help us reference your application.

  • Let's get started

    All fields are required unless specified otherwise

    You are here because you are ok to be a Joint Borrower. Please proceed with the application.

    Loan amount
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    Loan purpose:
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    You can an application you started previously.

    The amount you select provides us with an indication of how much you would like and can be adjusted later when speaking to one of our helpful team members.

    Full Name

    Please provide your name as it appears on your ID

    For example, if you would like to apply with your partner

    You will be contacted about who you would like as a joint applicant

    Privacy policy

    Instant Finance and all its related companies take your privacy seriously, and we are committed to protecting your personal information. We recognise the importance of keeping your personal information confidential and secure. 

    You must agree to the Privacy Policy

    We will save your application so you can continue at any time

  • Tell us a bit about yourself

    All fields are required unless specified otherwise

    Your details

    You must be over 18 to apply for a loan.

    Please enter your date of birth Please enter a valid date You must be at least 18 years old

    In most cases your mobile is the most helpful as we can message you if you are unavailable to talk

    Do you have any children living with you who are under 18 years or a partner who is not working?

    Please provide the address where you currently live

    • {{item.Address}}
    This field is required

    {{inputs.AddressUnit.value + (inputs.AddressUnit.value ? ',' : '')}} {{inputs.AddressStreetNumber.value}} {{inputs.AddressStreetName.value}} {{inputs.AddressStreetType.value}}
    {{inputs.AddressSuburb.value}}
    {{inputs.AddressCity.value}} {{inputs.AddressPostcode.value}}

    Not the right address?

    We couldn't find your address, please enter it manually.

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    We will save your application so you can continue at any time

  • Identity verification

    All fields are required unless specified otherwise

    You need to reside in NZ and be a resident or a citizen. We will ask for a recent bill or letter to your home address.

    Holders of work visas may borrow for terms that end before their current work visa expires

    Please take care to provide your Drivers Licence or Passport details correctly.  We may be able to use expired ID in some cases.

    We require proof of identity so you will be required to come in and see us. Please select the branch below that will be most convenient for you to visit. You can see our branch locations here.

    {{localState.recommendBranchText}}

    We will save your application so you can continue at any time

  • Security

    All fields are required unless specified otherwise

    We may require security for your loan depending on your situation or the amount that you have requested



    Please select both month and year

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