For personal loans, it has to be Instant Finance.
New Zealand’s trusted personal loan provider.
Here at Instant Finance we’ve taken pride in offering our valued customers personal loans with great customer service and support for over 45 years. We provide all types of loans, for whatever reason, in a fast, efficient and friendly way. We understand personal finance and care about our customers. You can count on that.
Whether you need a loan to finance a wedding, purchase a new car, help with unexpected bills and expenses, planning a holiday or need urgent finance for other reasons; you can count on a few simple promises:
- Instant Finance are responsible lenders.
- We will always listen to you if you have difficulty with your loan repayments. We will not react without discussion or fail to offer you choices.
- We will continue our commitment to offer you the best service in personal loans we can and always offer you choices to make your life easier.
- We will disclose every aspect of your borrowing to you so you will be informed, comfortable and in full possession of all the facts surrounding your personal loan.
- We have served tens of thousands of happy personal loan customers in New Zealand over the years and will continue to do so in the years to come.
Applying for a personal loan
We provide personal loans between $200 – $20,000 with a fixed interest rate for the term of your loan. Loan terms are normally over a maximum of 3 years and we encourage you to visit our rates and fees page to understand how personal loan interest rates and the lending process work.
Also, visit our FAQ page where you can find more information on applying for a personal loan including useful tips on a range of common questions from secured and unsecured personal loans, loan applications for beneficiaries/self-employed/non-residents, loans for debt consolidation, applying with a bad credit history and more.