Instant Finance Makers Of Possible

Instant Finance

Personal loan? No problem. If you need a cash loan that’s quick and easy, you're in the right place. Apply online now.

You can continue an application you started previously.

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Loan Calculator

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Monthly
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Fortnightly
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Weekly
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Includes Establishment fee and Administration fee. Payment Protection Insurance is excluded. Repayments shown are an estimate based on an Interest Rate of 29.95% p.a. Minimum instalments, loan terms and lending criteria, Terms and Conditions apply.

Rates & Fees
Rates & Fees

Includes Establishment fee and Administration fee. Payment Protection Insurance is excluded. Repayments shown are an estimate based on an Interest Rate of 29.95% p.a. Minimum instalments, loan terms and lending criteria, Terms and Conditions apply.

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Personal Loans from Instant Finance

With our simple personal loan calculator and online application process, turning Kiwi dreams into realities through personal loans has never been easier with Instant Finance.

Let's see what's possible.

We make personal loans easy for everyday Kiwis, whether you need some extra cash or a personal loan for an emergency, a new car, or a significant life event that’s sprung up. We'll do our best to make your loan application with us as quick and simple as possible.

We make sure your personal loan works for you!

When you choose a finance company for a personal loan there are lots of things to think about. You need to choose someone who works with you and has your best interests at heart. We’re a responsible finance company so we tailor your loan to your needs and circumstance plus, we won’t let you get over your head.

Why choose Instant Finance?

With many finance companies out there, we have a few things that make us stand out from the crowd.

  • Easy online loan application process: Instant Finance can help you with personal loans ranging from $200 to $20,000. Applying for loans online helps us process your application even quicker, so get started today with our simple loan application form and get quick cash.
  • Affordable loan repayment plan: Instant Finance provides fixed-rate personal loans with an interest rate between 19.95% - 29.95% per annum. We also have easy to manage repayment plans to suit your financial situation. We will help choose the best plan for you, helping decide the best loan term and loan amount for your situation.
  • Fast funding: Once your personal loan has been approved, in most cases, you can have the money in your account within 24-hours or the following business day.
  • Personal service: We pride ourselves on being a responsible lender with the best customer service and have done so for nearly 50 years! Our friendly and knowledgeable team are here to help and support you throughout the loan application process.