Personal loan? No problem. If you need a cash loan that’s quick and easy, you're in the right place. Apply online now.
You can continue an application you started previously.
Continue my applicationIncludes Establishment fee and Administration fee. Payment Protection Insurance is excluded. Repayments shown are an estimate based on an Interest Rate of 29.95% p.a. Minimum instalments, loan terms and lending criteria, Terms and Conditions apply.
Rates & FeesIncludes Establishment fee and Administration fee. Payment Protection Insurance is excluded. Repayments shown are an estimate based on an Interest Rate of 29.95% p.a. Minimum instalments, loan terms and lending criteria, Terms and Conditions apply.
With our simple personal loan calculator and online application process, turning Kiwi dreams into realities through personal loans has never been easier with Instant Finance.
Let's see what's possible.
We make loans easy for everyday Kiwis, whether you need some extra cash or a personal loan for an emergency, a new car, or a significant life event that’s sprung up. We'll do our best to make your loan application with us as quick and simple as possible.
When you choose a finance company for a personal loan there are lots of things to think about. You need to choose someone who works with you and has your best interests at heart. We’re a responsible finance company so we tailor your loan to your needs and circumstance plus, we won’t let you get over your head.
With many finance companies out there, we have a few things that make us stand out from the crowd.
If you need cash now and you’re thinking of applying for a personal loan, we know it can be a bit daunting! Borrowing from us shouldn’t be difficult, so we’ve put together this handy guide on everything you need to know about applying for a personal loan.
We all need a good set of wheels to get us to work or get the kids to school, but when the unexpected happens it can be tricky to get the cash together for a safe and reliable car. That’s where we come in! Let’s take a look at the benefits of financing a car to get you back in the driver’s seat.
If you’re struggling with previous bad credit or have got yourself in over your head when it comes to your finances, getting a personal loan can seem out of reach. Take a look at how we can help when a bad credit score haunts you.
"Excellent customer service, Kuini and staff at Onehunga are thoughtful and really listened to us. The process was thorough, and we really felt we were listened to."
Katherine and Howard, Manurewa Auckland
"Excellent help – friendly staff. Always willing to do what they can."
Sheryl, Dunedin
"Excellent customer services skills – friendly. They take a personal interest in the customer; they are quick to help"
Lynette, Waterview, Auckland
"Linwood Instant Finance has great people, customer service and are lovely and kind to talk to. Recommend these guys to everyone"
Renee, Christchurch
"Super friendly staff kept things nice and simple. I absolutely loved the homeware and furniture options available to add to my loan. Very helpful."
Isiah, Dunedin
"Instant Finance rocks! Always finding ways to help whanau with unforeseen bills. Love it!"
Louise, Hastings
"Just the best people to deal with!"
Kelly, Christchurch
"Service is efficient and sufficient. Very helpful, thank you."
Ken, Warkworth
"I feel I am treated professionally and respectfully by all personnel at Instant Finance and they are always very friendly and helpful to me"
Elizabeth, Avondale, Auckland
