Instant Finance Makers Of Possible

Instant Finance

Personal loan? No problem. If you need a cash loan that’s quick and easy, you're in the right place. Apply online now.

You can continue an application you started previously.

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Loan Calculator

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Includes Establishment fee and Administration fee. Payment Protection Insurance is excluded. Repayments shown are an estimate based on an Interest Rate of 29.95% p.a. Minimum instalments, loan terms and lending criteria, Terms and Conditions apply.

Rates & Fees
Rates & Fees

Includes Establishment fee and Administration fee. Payment Protection Insurance is excluded. Repayments shown are an estimate based on an Interest Rate of 29.95% p.a. Minimum instalments, loan terms and lending criteria, Terms and Conditions apply.

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Personal Loans from Instant Finance

With our simple personal loan calculator and online application process, turning Kiwi dreams into realities through personal loans has never been easier with Instant Finance.

Let's see what's possible.

We make loans easy for everyday Kiwis, whether you need some extra cash or a personal loan for an emergency, a new car, or a significant life event that’s sprung up. We'll do our best to make your loan application with us as quick and simple as possible.

Our customers say the nicest things!

We've been helping out all kinds of Kiwis with personal loans for nearly 50 years now. We're proud to be a trusted and responsible lender with a reputation for excellent customer care, so it’s easy to see why our customers have excellent things like this to say.

"Excellent customer service, Kuini and staff at Onehunga are thoughtful and really listened to us. The process was thorough, and we really felt we were listened to."

Katherine and Howard, Manurewa Auckland

"Excellent help – friendly staff. Always willing to do what they can."

Sheryl, Dunedin

"Excellent customer services skills – friendly. They take a personal interest in the customer; they are quick to help"

Lynette, Waterview, Auckland

"Linwood Instant Finance has great people, customer service and are lovely and kind to talk to. Recommend these guys to everyone"

Renee, Christchurch

"Super friendly staff kept things nice and simple. I absolutely loved the homeware and furniture options available to add to my loan. Very helpful."

Isiah, Dunedin

"Instant Finance rocks! Always finding ways to help whanau with unforeseen bills. Love it!"

Louise, Hastings

"Just the best people to deal with"

Kelly, Christchurch

"Service is efficient and sufficient. Very helpful, thank you."

Ken, Warkworth

"I feel I am treated professionally and respectfully by all personnel at Instant Finance and they are always very friendly and helpful to me"

Elizabeth, Avondale, Auckland