Looking to take out personal loans in Nelson and the surrounding areas but can’t find an Instant Finance branch near you?

We have got you covered! Whether you’re located in Nelson, Tasman, Richmond, or any other neighbouring community, we’re here to guide you step by step through our online loan application process. Our online application steps are very intuitive and allows you to begin your journey from anywhere – be it at your home, workplace, or on the move.

We understand that everyone has different financial needs, which is why we have a variety of cash loans in Nelson to suit your specific requirements.

You can continue an application you started previously.

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Includes Establishment fee from $100 to $270 depending on amount of new money borrowed and Administration fee of $3 per instalment. Repayments shown are an example based on an Interest Rate of 19.95% p.a. Instant Finance offers personalised rates ranging from 12.95% to 29.95%. Minimum weekly repayment amount is $25. Minimum instalments, loan terms and responsible lending criteria, terms and conditions apply.

Rates & Fees
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Includes Establishment fee from $100 to $270 depending on amount of new money borrowed and Administration fee of $3 per instalment. Repayments shown are an example based on an Interest Rate of 19.95% p.a. Instant Finance offers personalised rates ranging from 12.95% to 29.95%. Minimum weekly repayment amount is $25. Minimum instalments, loan terms and responsible lending criteria, terms and conditions apply.

Rates & Fees

Personal loans wherever in Nelson

Life can be full of unexpected surprises, but don't worry - we're here to help navigate those obstacles. At Instant Finance, our goal is to provide you with the best possible interest rate and personal loan in Nelson so that you can easily overcome any challenges that come your way.

Whether it's a new car, home renovations or even a well-deserved vacation, we've got the funds you need. 

Regardless of whether you live in Nelson, Tasman, Richmond, Marlborough or any corner of New Zealand, you can apply for a personal loan with a few mouse clicks and submit your documents securely via our online portal. 

Applying for one of our personal loans in Nelson and its surrounding regions is quick and convenient with our user-friendly online application process. We believe in complete transparency with our process so that there are no surprises along the way.

With borrowing amounts ranging from $200 up to $50,000, rest assured knowing that we can accommodate various financial needs. Plus, we offer flexible repayment options tailored specifically for you – because everyone's situation is different.

Ready to apply for a personal loan in Nelson and its surrounding areas? Get in touch with us today! Our friendly team will guide you through all the available loan options that would work best for you. Have a play with our user-friendly loan calculator or apply for a cash loan in Nelson with Instant Finance. Let us help make life’s unpredictable moments a little bit easier for you.

  • Fast online application

    Apply from anywhere, anytime! Not only is the application form fast, but it helps us collect all the information we need and process your application faster too.
  • Same day response

    When you need cash, you don't want to be held up. You can expect a same-day response about the next steps for your application.
  • Money in your account within 24hrs of approval

    Once your loan application is approved, you could have money in your account within 24 hours and get back to what you love.
  • Personalised rates

    Get an interest rate of your own! We know there's no one size fits all, so we tailor our interest rates to you and your financial situation. Why not have a play with our calculator?

Worried that a poor credit score might hinder your chances of getting a personal loan in Nelson?

Don’t fret! At Instant Finance, we understand that life doesn’t always go according to plan, and we’re here to help. As a responsible lender, we take into consideration your unique circumstances so that we can make fair and sensible lending decisions tailored just for you. Discover more about how you can apply for a personal loan even if you have bad credit.

Our team of friendly and knowledgeable staff members take the time to fully understand your current financial situation. By gaining insights into this information, we can determine whether Instant Finance's cash loan in Nelson is the right solution for your needs. We can even assist you in creating a household budget that ensures timely repayment of your loan while keeping everything else on track.

With Instant Finance by your side, applying for personal loans in Nelson and its neighbouring regions will no longer be an overwhelming experience. We’re here every step of the way to provide support and make things much easier for you.

Got a question about bad credit loans?

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Understanding personal loans in Nelson

As a responsible lender, we want to make sure that you have a clear understanding of what's involved when applying for an online loan in Nelson., We believe in being open and transparent, providing you with all the necessary information to ensure that you have a smooth application process. Below, we have outlined everything you should know about personal loans:

  • You may have various reasons for applying for an online loan in Nelson, such as purchasing anew car,going on a tripor consolidating other debt
  • We want to be transparent about any rates and fees associated with your loan so there are no unexpected surprises. Feel free to explore our loan calculator for more information or check out our Rates & Fees page.
  • If you choose to take out a secured personal loan, you will need to provide us with a charge over one or more of your possessions as collateral. In the unfortunate event where you’re unable to fulfil your repayment obligations, there’s a chance that we may seize the possession as security.
    If you choose to take out an unsecured personal loan, there’s no requirement for you to offer any of your possessions as collateral. Other common examples of unsecured loans include credit cards, student loans, and peer-to-peer loans.
    • To determine if you qualify for an unsecured personal loan and the amount you can borrow, we’ll need to assess your financial history. If you have a good credit score and have consistently made timely repayments on previous loans (if applicable), there’s a higher chance of getting approved for an unsecured personal loan. If you’re interested in unsecured personal loans but have poor credit, however, obtaining approval may be more challenging. In such cases, consider applying for a secured loan. Alternatively, feel free to reach out to our friendly team to discuss other potential ways in which we might be able to assist you. 
  • Here at Instant Finance, we offer a range of online loans in Nelson. The type of loan you’re eligible for will be determined by various factors, including your current financial situation, ability to make repayments, any collateral you can provide, your credit history and responsible borrowing practices. 

To find out how much your repayments would be and get an idea of the overall costs involved, feel free to use our online loan calculator. And when you're ready to apply for cash loans in Nelson, don't hesitate! You can easily submit an online application with Instant Finance.

Are you eligible? 

To apply for personal loans in Nelson and its surrounding areas, there are several criteria that you need to meet:

  • You need to be 18 years old or over 
  • You need to be currently living in New Zealand 
  • You need to be a citizen or a resident of NZ 
  • You need to provide a valid photo ID 
  • You need to be able to afford repayments 

It will also be helpful if you provide the following information to get your loan approved quickly: 

  • Your credit history 
  • If you’re applying for a secured loan, any documentation to prove ownership of the collateral, its value and other related insurances in place.

Applying for online loans in Nelson is easy with us!

1. Apply effortlessly online

Applying for online loans in Nelson has never been easier! Our user-friendly loan application process allows you to complete the entire process from the comfort of your home. Just make sure you have a valid photo ID, proof of income, and proof of address ready. 

2. Tailored loans just for you

We will get in touch to offer you a personalised quote tailored to your requirements. This includes interest rates and repayment terms that are perfectly suited for you.

3. Get your money in 24 hours!

Once you've accepted the loan offer, the money should be deposited in your account within 24 hours - giving you the freedom to continue living life to the fullest without any delays or worries.

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