Life event coming up and need a loan?

Make Life’s Big Moments Possible.

Life is full of milestones—weddings, family reunions, milestone birthdays, and cultural celebrations. These events create memories that last a lifetime, but they can also come with unexpected costs. With an Instant Finance personal loan, you can focus on the celebration, not the stress.

Our personal loans are designed to make life’s important events achievable without unnecessary stress. Whether you’re planning a dream wedding, organizing a family gathering, or managing urgent expenses, we offer fast approvals, flexible repayment options, and a personalised approach to lending. So you can focus on what truly matters—being there for the people and moments that count.

Wedding Loans – Your Dream Day, Your Way

Your wedding is one of the most important days of your life. From the venue and catering to outfits and photography, costs can add up quickly. Our Wedding Loan options are designed to make your dream day possible with:

• Fast approval so you can book your venue without delay.

• Flexible repayment terms tailored to your budget.

• Personalised interest rates based on your circumstances.

Family Reunions and Special Gatherings

Whether it’s a long-overdue family reunion or a milestone birthday, these occasions bring loved ones together. If travel, accommodation, or event costs are holding you back, a personal loan can help you make it happen without financial strain.

Support During Difficult Times

Funerals and memorial services are emotionally challenging, and financial stress shouldn’t add to the burden. Our compassionate lending approach ensures you can cover urgent expenses quickly and respectfully, with funds often available within 24 hours.

Emergency Loans When You Need Them Most

Life doesn’t always go to plan. If an unexpected expense arises—whether it’s travel for a family emergency or last-minute event costs—we’re here to help with fast, responsible lending.

We're making applying for your emergency loan online easy!

Why choose Instant Finance?

• Easy online loan application process: Instant Finance can help you with life event loans starting from $500. For larger occasions such as a funeral or a wedding, loan amount can be much larger, ranging up to $50,000. Applying for loans online helps us process your application even quicker, so get started today with our simple loan application form and get quick cash.
• Affordable loan repayment plan: Instant Finance provides fixed-rate personal emergency loans with an interest rate between 9.95% - 29.95% per annum. We also have easy to manage repayment plans to suit your financial situation. We will help choose the best plan for you, helping decide the best loan term and loan amount for your situation.
• Fast funding: Once your personal loan has been approved, in most cases, you can have the money in your account within 24-hours or the following business day.
• Personal service: We pride ourselves on being a responsible lender with the best customer service and have done so for over 50 years! Our friendly and knowledgeable team are here to help and support you throughout the loan application process.

Needing an urgent loan with bad credit? 

Concerned a bad credit score or past finance may affect the decision when applying for an emergency loan?

We know that things don't always go to plan, but we're here to help. As a responsible lender, we listen to your unique circumstances and can make car finance decisions that are both responsible AND fair for you. Find out more about getting urgent loans on bad credit.

Our knowledgeable and friendly staff are here to help too and will take the time to understand your current financial situation. From there, our team can establish the best option for you and even help you plan a household budget to make sure you stay on top of your loan repayments. Getting an urgent loan with bad credit is definitely a possibility with us.