Why IF | Benefits
- Apply online: Our wedding loan online application process is simple and can be completed online in just a few minutes.
- Same-day response: Why wait? With Instant Finance you won't have to because we'll be in touch on the very same day you apply for your wedding or personal loan.
- Money within 24 hours: Once your wedding loan is approved, the finance for your special day will reach your account within just 24 hours!
- Personalised interest rate: We’ll craft a personalised and ultra-competitive interest rate based on your needs, wants and situation.
Interest Rates
As with any loan, you'll be charged interest when you take out wedding finance. A low interest rate based on your personal situation, will mean low monthly repayments, making it easier for you to repay the loan.
Wedding loan interest rates will be based on several variables, such as your circumstances, lending criteria like your credit score, the loan size, affordability, and term length.
At Instant Finance we pride ourselves on providing the loan help you need at an affordable price. We offer wedding and personal loans at fair rates over flexible terms, that help pay for the big day you've always dreamed of.
Wedding Loan Calculator
Curious about what your monthly repayments might be for a wedding loan or personal loan? Our convenient loan calculator can provide you with an estimate. Adjust the dollar amount and the loan term to get a sense of what your repayments will be!
How to apply
Ready to start planning your special day? Find out how wedding finance can help make your marriage dreams come true.
At Instant Finance, as the makers of possible, we've been supplying Kiwis with the funds they need for 50 years. Over that time, we've provided personal loans for all manner of special occasions, including thousands of weddings.
Want your big day to be even bigger, your dream wedding to be even dreamier? Apply online today to secure a wedding loan that works for you.
FAQs
How much do you need for your wedding?
"How much does a wedding cost?" is a little like asking "How long is a piece of string?"
Some people are looking for something small and simple, while others want to blow their (many) guests away.
While the cost will depend on how many guests you invite and what your perfect venue looks like, the average wedding cost in New Zealand starts at $10,000, but is more typically in the region of $30,000-$40,000+.
Best options or approach for financing a wedding?
While it's always wise to save up as much as possible for your big day, sometimes it's just not realistic to be able to fund your wedding from savings alone. Personal loans and purpose-built wedding loans are a fantastic option for those who want the biggest day of their lives to be as perfect as they have always dreamed.