Your wants and needs are you own. Your rates should be too.

We know that life can throw some unexpected scenarios your way, or maybe of few expected scenarios all at once. We all need a helping hand financially at times and that’s where Instant Finance come in.

We’ve always individually assessed each and every loan application, but now we’re taking that one step further by offering personalised interest rates too. All loans completed online will undergo a responsible lending and credit history review to help us establish a personalised rate that is specifically tailored to you! This allows us to offer a competitive interest rate while keeping your best interest at heart!

With an online application process and full transparency about lending options, we make life’s unpredictable moments that much easier.

Apply online and get your personalised rate today.

 

Responsible lending criteria, terms and conditions apply.

You can continue an application you started previously.

Continue my application
Continue my application
Loan Calculator

How much would you like to borrow?

Sorry, there has been a problem.

Monthly
${{state.repaymentM}}
Fortnightly
${{state.repaymentF}}
Weekly
${{state.repaymentW}}

Total repayable based on weekly instalments. ${{state.repaymentTotalW}}

Includes Establishment fee from $100 to $260 depending on amount of new money borrowed and Administration fee of $3 per instalment. Repayments shown are an example based on an Interest Rate of 19.95% p.a. Instant Finance offers personalised rates ranging from 13.95% to 29.95%. Minimum instalments, loan terms and responsible lending criteria, terms and conditions apply.

Rates & Fees
Loan Calculator

How much would you like to borrow?

Monthly
$
Fortnightly
$
Weekly
$

Total repayable based on weekly instalments. $

Apply now

Includes Establishment fee from $100 to $260 depending on amount of new money borrowed and Administration fee of $3 per instalment. Repayments shown are an example based on an Interest Rate of 19.95% p.a. Instant Finance offers personalised rates ranging from 13.95% to 29.95%. Minimum instalments, loan terms and responsible lending criteria, terms and conditions apply.

Rates & Fees

We make applying for your personal loan online easy!

1. Apply online

With our easy online loan application process, you can apply for a loan without leaving your couch! Make sure you have valid photo ID, proof of income and proof of address on hand to make the process smooth too.

2. Personalised rate

We'll assess your loan and get in touch with your personalised interest rate and repayment terms that best suit you. Easy as!

3. Fast approval

Once you accept the loan, you could have the cash in your account that same day, so you can get back on track – stress free.

Find out your personalised rate today

Apply Now