Motorbike Finance

Why IF | Benefits

• Apply online: Our quick and easy online application process gives us all the info we need and can be completed online in just a few minutes.
• Same-day response: You'll hear back from us on the very same day that you apply.
• Money within 24 hours: You'll see your motorbike finance drop into your account within just 24 hours of your loan being approved!
• Personalised interest rate: You’ll enjoy a personalised and ultra-competitive interest rate based on your needs, wants and situation.

How to get bike finance

How do you secure a motorbike loan? Simple: just complete our quick and easy application, and you'll be on your way!

What do you need to apply for a motorcycle loan?

As part of the Instant Finance loan application process, we collect some basic information like your personal details, financial history (through a secure Illion link) and loan preferences.

We’ll need to verify your identity with a New Zealand driver's licence or passport. Don't worry if you don't have either document with you - you can still apply online and provide your ID either in person or online. Click here to see the forms of ID that we accept.

Who can apply for a motorcycle loan?

If you're over 18, it's more than likely that you're eligible to apply for a loan to buy a motorcycle. At Instant Finance we can accept applications from certain visa-holders, self-employed workers, beneficiaries and more. And if you're under 18, we can speak to your parents or guardians to see how we can help.

How to apply

When you choose Instant Finance, applying for a motorbike finance package couldn't be easier: offer up some simple information, prove who you are, and you're on your way!

Motorbike Finance Calculator

Wondering what monthly repayments you might be looking at for a motorbike loan? Our loan calculator offers a quick and easy way to check, just slide the bar to adjust the amount and term to get a sense of what your monthly and total repayments will be!

Apply now!

Ready to feel the unmatched freedom of life on two wheels? Finance a motorbike purchase today by completing an online application! Having spent half a century helping Kiwis secure the bike of their dreams, you can trust Instant Finance to get you rolling sooner and on fair loan terms.

Apply online today to secure a motorbike loan that works for you.

FAQs

What is the longest you can finance a motorcycle?

At Instant Finance we offer flexible motorbike loan terms of up to 60 months. And if you want a shorter term, not a problem! We can adjust your terms to suit.

Can I finance a 125cc motorbike?

With the help of Instant Finance, you can most certainly secure the loan you need to buy a 125cc motorbike. If you have a dream set of wheels in mind, we can work with you to ensure you gain access to the funds that you need, over a loan term and at an interest rate that works for you.