Boat and Jet Ski Finance

Why IF | Benefits

 

• Apply online: Our online application process is super quick and easy. A few minutes on your favourite online device is all it will take to give us the info we need.
• Same-day response: We’ll get in touch on the same day that you apply to outline the next steps in the process.
• Money within 24 hours: Once your loan is approved, your boat finance will drop into your account within just 24 hours!
• Personalised interest rate: We’ll craft a personalised and ultra-competitive rate based on your needs, wants and situation.

How to finance a boat and jet ski

How do you secure a boat loan or a jet ski loan? Simple: just complete our quick and easy application and you’ll be on your way to blasting out into the big blue! Click here to get started.  

What do I need to provide for a boat loan?

Your loan application will require you to fill in some basic personal information and loan preferences. As part of the online application process, we’ll also ask you to complete a secure Illion link so that we can check your bank statements as part of our required affordability assessment.

We’ll need to verify your identity with a New Zealand driver's licence or passport. If you don’t have either document on hand, you can still apply online and provide your ID online or in person. Click here to see what identification we can accept.

Who can apply?

Almost anyone over 18 years of age can apply for a personal loan: including visa-holders, self-employed workers, beneficiaries and more. Under 18? We can speak to your parents or guardians to see how we can help.

How to apply for a boat finance NZ?

Applying for boat finance can be surprisingly quick and easy, especially when you choose Instant Finance. Start your online application today!

Boat and Jet Ski Loan Calculator

Curious about your monthly repayments for a boat or jet ski loan? Our convenient loan calculator can provide you with precise estimates. Simply adjust the dollar amount and loan term to see what your repayments will be!

Apply now!

Eager to invest in a boat or jet ski? At Instant Finance we've spent over 50 years helping Kiwis to secure the watercraft of their dreams.

Apply online today to secure a boat loan that works for you.

FAQs

What is the longest term of financing a boat?

At Instant Finance we offer boat and jet ski loans with terms of up to 60 months. Want a shorter term? No problem! We can offer flexible loan term options.

What credit score do you need to get a boat loan?

While your credit score is a very important factor in whether you’re able to secure any credit, it’s far from the only one, so there’s no specific credit score number that you need to aim for. You should simply aim to get your credit score as high as possible, which you can do with the help of these handy hints.