Summer, Made Possible

Apply for any loan between 2 November and 13 December, and you could win a share of over $15,000 in travel and tech prizes — the application is the entry, that's it.

Summer, Made Possible - At a Glance:

• Over $15,000 total prize pool — 5 × $1,000 travel vouchers, plus over $10,000 of MyHome tech prizes

• Open 2 November – 13 December 2026

• No extra steps — applying is the entry

• Not after a Loan? You can also enter by switching your KiwiSaver with Instant Finance to NZ Funds — do both and you get two entries

• Open to NZ residents 18+, one entry per person

What you could win

How to enter

• Apply for any Instant Finance loan between 2 November and 13 December 2026

• That's it — you're automatically in the draw, no extra steps

Apply online, in branch, or over the phone.

Thinking of switching your KiwiSaver? That's another way in.

You don't need a loan to enter. Switch your KiwiSaver with Instant Finance to NZ Funds between 2 November and 13 December and you're in the draw too. Do both and you get two entries.

Full details are in the terms and conditions.

Chat to our team about KiwiSaver

Why Instant Finance

We've been helping Kiwis make things possible for over 50 years. We're 100% New Zealand owned, with 25 branches nationwide plus our online team — so when you talk to us, you're talking to locals who get what you're going through.

• 100% New Zealand owned, helping Kiwis since 1971

• 25 branches nationwide, plus our online team

• Rates from 9.95%–29.95% p.a., based on your circumstances

• Responsible lending you can trust — we take the time to understand your situation before we recommend anything

Find out more about why customers choose us

See what it could look like

Not sure what your repayments would be? Have a play with our loan calculator before you apply — no commitment, just numbers.

Key information

• Promotion open 2 November – 13 December 2026

• Winner drawn Monday 14 December 2026

• Open to NZ residents 18+ who apply during the promotional period — approval is not required to enter

• Up to two entries per person — one for a loan application, one for a KiwiSaver switch — and one prize per person

• To enter via KiwiSaver, speak with our team and switch your KiwiSaver with Instant Finance to NZ Funds — full details in the terms

• Full terms and conditions

FAQs

How do I enter?

Simply apply for any Instant Finance loan between 2 November and 13 December 2026.

You can also enter by switching your KiwiSaver with Instant Finance to NZ Funds — do both and you get two entries.

Do I need a loan to enter?

No. You can also enter by switching your KiwiSaver with Instant Finance to NZ Funds.

Do I need to be approved to enter?

No — entry is automatic for everyone who applies.

What can I use my loan for?

Whatever you need it for — travel, Christmas, home improvements, or anything else life's asking for.

Is there a minimum loan amount to enter?

No minimum — any loan application qualifies.

When will winners be announced?

Winners will be drawn on Monday 14 December 2026 and contacted shortly after.