Five Free Apps to Help You Manage Your Money
It’s no secret that money management can be a chore. Juggling budgets and expenses while also trying to save money can take up a lot of precious time.
Luckily, we live in a digital age, and easy to use financial management tools have never been more accessible. With a small investment of your time you can set up some tools that will have you managing your money magnificently.
Here’s our list of five free apps to help you manage your money:
Find the best deals with PriceSpy
Saving money isn’t always as easy as simply not spending it. Spending is a necessity, and there are items that we simply can’t do without. An easy way to save money in these situations is to make sure you’re buying items at the lowest possible price point. That’s where PriceSpy comes in.
PriceSpy compares thousands of shops to let you know who is offering the cheapest price on a certain product. Having this app on your mobile device means that if you’re out and about and spot a good deal, you can quickly shop around other stores without having to travel there. If you’re willing to wait for a good deal, you can even set up notifications for when an item drops below a certain price. It also allows you to see the price fluctuations of a certain product over time!
If you don’t have the cash upfront to buy necessary home appliances, MyHome can help by providing no-deposit finance on household items at competitive prices with free delivery.
Quit smoking with Smoke Free
Health issues aside, the significant cost of cigarettes today is a debilitating expense for many New Zealander’s. For those serious about quitting and find that the cost of smoking is one of the most influential drivers, then the Smoke Free app is a fantastic support mechanism that can help support you through the journey to becoming smoke free.
Statistics have shown using this app can effectively double the chances of quitting smoking for good.
Smoke Free tracks the amount of money you’re saving by not smoking cigarettes. You can see the number of cigarettes you’ve avoided smoking, as well as the dollar amount you’ve saved, and how much you’ll continue to save by quitting. It also goes into detail about what’s happening to your body as you quit cigarettes.
You’ll get information about how your breathing and fitness levels improve, as well as how many estimated hours you’re adding to your life.
Save money on petrol with Fuel Watch NZ
Petrol is a major expense for anyone New Zealander with a (combustible engine) vehicle. Petrol prices don’t seem to be getting any cheaper, so apps such as Fuel Watch NZ can be extremely useful, no matter where in the country you are.
Fuel Watch New Zealand provides you with the price of fuel at different gas stations around New Zealand. Save money by filling up at the cheapest gas station in town! The only challenge about this app is that the data is crowdsourced, meaning that people have to actively keep the prices updated in their area.
This means the prices can’t be guaranteed all the time. That being said, the more people that use the app, the better it gets for everyone…so tell your friends! You can also win vouchers and discounts at the pump for contributing.
Shop smarter with Shop ‘n List
Both Shop ‘n List and Out of Milk are super useful and easy to use shopping list apps that help ensure you’re spending on the necessities. Both apps allow you to share shopping lists with others as well, so no matter who ends up on the groceries roster, you can have the peace of mind that it gets done right.
Frequent items will also be saved in your list, so that you can keep track of your regular purchases and won’t have to remember them every time you visit the supermarket.
Without sticking to a list, it’s easy to fall into the trap of buying a lot more food than you actually need. If this sounds like you, the next app on our list is a must-have.
Make groceries go further with Supercook
Platform: Web app
Another great way to save money on food is to make sure you’re making the most of it. If you’re buying fresh food and letting it go bad, you’re literally throwing money away. Supercook helps you use up ingredients before they go bad by showing you great recipes based on the ingredients you have.
Supercook is a web app, meaning it works in the browser on any device. You don’t even have to download anything. Just input the ingredients you want to use, and Supercook will give you a list of recipes from the most popular cooking websites around the world. Not only will you save money by not wasting food, but you’ll be increasing the variety of your meals as well.
Another good website with recipes and information to help you reduce food wastage is Love Food Hate Waste.
Money management is all about being proactive. Being reactive to money issues means that you’ll constantly be on the back foot, reacting to issues that arise with your finances. Recognising where changes can be made, and then finding the time and effort to make those changes will ensure that you’ll remain financially stable for years to come.
Read more about creating a budgeting plan.