Personal Loans Auckland
Situated at 445 Karangahape Road, our Auckland City personal loans team is here to help you! If you’re in the Auckland area and would like to arrange a personal loan face-to face, drop in and speak to one of the team or get in touch with us using the details below.
Phone: (09) 353 2233
Fax: (09) 360 4164
City Sales House
445 Karangahape Road
PO Box 21687
Monday – Friday 8:30am – 5:00pm
Instant Finance Auckland City
Instant Finance provides personal loans from $200 to $20,000 with fixed interest rates between 19.95% and 29.95%. Fixed repayment schedules can help simplify your finances by consolidating existing debt in one easy to manage loan, provide funds to relieve pressure on any expected bills or expenses that pop up, finance for a new vehicle, or money for a large purchase.
You can apply for a personal loan online by completing our simple online application form or alternatively call us on 0800 760 000 to speak with one of our friendly team members at our Auckland City branch.
If you are able to supply us with a completed application form and the required supporting documentation, in most cases, you can have money in the bank the same day. Here’s what to have handy with you before applying;
- A valid ID, such as a current New Zealand Drivers Licence or Passport.
- Proof of income, such as a bank statement (or if self-employed, an annual return).
- Proof of your address, such as a tenancy agreement or a recent utility bill (e.g. telephone or power bill in your name).
Instant Finance have a strong commitment to responsible lending, which means the loan amount we may approve will depend upon your personal circumstances. This includes:
- Your credit record with us and others
Loan repayments are in most cases, set in line with the frequency of your pay period (i.e. salary, wages) and can be weekly, fortnightly or monthly. Personal loan repayments depend on a lot of factors, including how much you borrow, how long you borrow it for, and whether you take payment protection insurance, which we strongly recommend.