About Instant Finance

Instant Finance is a New Zealand owned Finance Company that has provided personal finance to the public since 1971.

The Company has a New Zealand Nationwide network of 26 branches located from Kaikohe in the North to Dunedin in the South. The most recent branch was opened in New Plymouth in 2017.

Instant Finance has earned its reputation as a trusted personal loan provider over the 45 plus years it has been in operation.

A commitment to personal service and respect for individual customers are among the core values that have enabled the Company to grow into the business it is today. The customer base reflects the significant loyalty earned over the years and contains many second and third generation family members together with a large number of repeat customers.

Instant Finance currently employs around 160 full time staff including a core management group that has played a significant role in the Company’s development over many years. A commitment to staff welfare, training and individual personal development is a key component in achieving Instant Finance’s aspiration of being regarded as an Industry Employer of Choice.

By providing small value, easy finance personal loans to a large number of customers Instant Finance diversifies and spreads its credit risk. Sound lending guidelines have been developed over many years trading.

Instant Finance intends to progressively extend its retail finance branch network into other major centres throughout New Zealand and will continue to develop additional products and services that are complimentary to its core business and are capable of being delivered though this expanding retail finance network.